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Home Featured

Blockchain payment app Metal Pay finally launches

Published by CryptoNinjas.net
09/17/2018
Blockchain payment app Metal Pay finally launches

Metallicus Inc., a blockchain-based payment processing platform, today announced the launch of its flagship product Metal Pay. Metal Pay allows people to instantly send money to friends, family, and businesses with just a phone number and rewards them with some cryptocurrency for each transaction. These rewards, called “Pop,” are delivered in Metal’s cryptocurrency MTL and can be immediately converted into dollars, sent to another Metal Pay user or held as an investment.

Metal will later link Metal Pay with micro investing app Crumbs, a recent acquisition of the company. Crumbs will allow users to turn their spare change into micro investments, like the popular app Acorns, but with cryptocurrency.

“The millennial generation was largely powered and built the internet, and yet only a handful of people — some worth tens of billions of dollars alone — benefited, while the majority are facing the scariest financial future of any generation in modern U.S. history. Our generation coming into adulthood right now has the biggest opportunity of the past 100 years and they don’t even know it yet. Together, we can create a world where money works for us, where we don’t work for money — that’s the vision.”

Marshall Hayner, Metal co-founder and CEO

How it works:

  • Sign up is incredibly simple: just link a bank account to the app, quickly verify identity and phone number, and then begin sending money to people. Payments typically decline or accept in under one minute.
  • Begin earning MTL for every dollar sent or received, for up to five percent of the value of the transactions — just for doing the things people do every day, like shopping, paying rent or getting dinner with friends.
  • There is a game-like element to Metal Pay, where the amount earned is determined by how well someone plays the game. The rules are based on rewarding good financial behavior: the more someone saves, for example, the more they can earn; the more fiscally responsible they are, the more they can earn.
  • Metal Pay is the first cryptocurrency platform that combines traditional bank accounts and a cryptocurrency wallet into one application. The account will eventually have retail banking features such as a debit card and the ability to link credit cards.

 

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